Wear your swimsuit and fill a backpack with extra clothes and munchies – it’s all aboard a rented pontoon to spend a lazy day on the world-class waters of the Chain of Lakes. You’ll swim, fish, browse small-town downtowns and end it all with an old-fashioned-sized ice cream cone.

The Chain of Lakes runs 100-plus miles with 12 interconnected lakes and rivers. The Chain is divided into an Upper section and Lower section, separated by a dam in Bellaire. Boat the Chain or kayak the Chain of Lakes Water Trail. The Upper Chain is generally regarded as beginner-friendly for kayakers, while the Lower Chain due to larger lakes such as Torch Lake.

Boating? Your smooth cruise begins at Riverside Marina (115 W. Cayuga, 231-533-8559, riverside-marina.com) in Bellaire where rentable pontoon boats are the mode for exploring the Lower Chain on 10-hour day trips. Before casting off, head up the street to the cozy North Perk CafĂ© (113 N. Bridge St., 231-533-5540) for espresso, homemade white chocolate cherry pecan biscotti or a cool Italian soda like the Torch Breeze – a citrusy wake-up concoction made with orange, pineapple and raspberry juices.

Maps are available at the marina to help plot your voyage; to allow for lots of lollygagging, Torch Lake is about as far as you should plan to venture. Budget about two-and-a-half hours to get there and three hours to get back. That gives you four full hours to divvy up any way you like: drop a line, take a dip or mosey up Main Street in one of the pocket-sized towns bordering the chain. Slowly motor into Lake Bellaire, then aim toward the southeast side where the lake feeds into Grass River. Named for the sedge mats that dot its slow waters, Grass River flows quietly along more than 1,000 acres of protected lands as part of Grass River Natural Area (grassriver.org). As you putter by, heed the No Wake signs and keep your eyes peeled for herons, loons and eagles.

Steer into Clam Lake then northwest into Clam River and Torch Lake. Go ahead, swim, fish and play hard – you can always refuel with the monstrous scoops of ice cream dished out daily in the back of the old fashioned Higgins Store (9105 Helena Rd., 231-331-4200) in Alden, conveniently located on your way home.

Emily Bingham is assistant editor of Traverse, Northern Michigan’s Magazine.ebingham@traversemagazine.com

Note: This article was first published in May 2007, and was updated for the web February 2008.